| Banking |
 Online Banking |
Security |
Q How do I access Online Banking?
A After your Two Rivers State Bank account has been opened, simply click on the words Online Banking on any of our Web pages. When using Online Banking for the first time, click on the button "First time users please click here to register."
Q How frequently is my Two Rivers State Bank information updated?
A Two Rivers State Bank updates all customer information nightly. Whether you access our Online Banking site, the automated voice response system, or Contact us directly, your account information is updated daily to reflect all account activity. However, the available balance is updated any time an ATM or bank transaction is completed
Q Can I look at all of my transactions at any time?
A Yes, with our Online Banking site and the automated voice response system, you have access to your account information 24 hours a day, 7 days a week!
Q After I have signed up online for electronic bill payment, how long does it take for my User Kit to arrive in the mail?
A Once you have completed the sign-up form at the Web site, your User Kit will arrive in the mail within 5-10 business days.
Q How long does it take to set up a new payee in the bill payment system?
A Once you have entered a new payee into the bill payment system, it takes two business days to set up the payee to receive payments.
Q Even though it takes two business days to set up a new payee, can I still enter a bill payment to the new payee during those two business days?
A Yes. You may enter a payment to your new payee immediately; however, the payment will not actually be made until the payee is set up. Any payments made to the payee before the payee is added to the system will be delayed in reaching the payee by approximately two business days.
Q After I make a bill payment, how long does it take for the money to be debited from my account?
A The money will be debited electronically from your merchant account within 2-3 business days starting on the business day following the payment date. If you make a payment on Monday, you can expect the money to be debited from your account by Wednesday or Thursday of the same week.
Q How long does it take for a payment to reach the payee?
A A payment that generates an ACH payment will credit the payee's account within 2-3 business days; whereas, a paper check will take up to 10 business days.
Q How do I use the bill payment system?
A Step-by-step instructions can be accessed by pressing the help button within online banking.
Q How does bill payment work?
ATo help you understand the process, we have provided a diagram.
